Apparatuses, methods, and systems for remote deposit capture with enhanced image detection
US-9779452-B1 · Oct 3, 2017 · US
US10643192B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-10643192-B2 |
| Application number | US-201615256928-A |
| Country | US |
| Kind code | B2 |
| Filing date | Sep 6, 2016 |
| Priority date | Sep 6, 2016 |
| Publication date | May 5, 2020 |
| Grant date | May 5, 2020 |
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Official abstract text for this publication.
A method, apparatus, computer-readable medium, and/or system may comprise a server having a first processor, a database, and first memory storing computer-executable instructions. The system may comprise a self-service device having a second processor, a plurality of sensors configured to capture images, and second memory storing computer-executable instructions that, when executed by the second processor, cause the self-service device to detect a start of user activity at the self-service device. In response to detecting the start of the user activity at the self-service device, the self-service device may capture, by one or more of the plurality of sensors, a plurality of images of the user activity at the self-service device. The self-service device may detect an end of the user activity at the self-service device. In response to detecting the end of the user activity at the self-service device, the self-service device may generate data indicative of the user activity at the self-service device. The data indicative of the user activity at the self-service device may comprise the plurality of images of the user activity captured by the one or more of the plurality of sensors. The self-service device may establish a connection between the self-service device and the server. The self-service device may transmit, to the server and via the established connection, the data indicative of the user activity at the self-service device.
Opening claim text (preview).
What is claimed is: 1. A system comprising: a server comprising: a first processor; a database; and first memory storing computer-executable instructions; and a self-service device comprising: a second processor; a plurality of sensors configured to capture images; and second memory storing computer-executable instructions that, when executed by the second processor, cause the self-service device to: detect a start of user activity at the self-service device, the user activity including a plurality of actions, the plurality of actions including a plurality of physical actions of a user including at least one of: scanning a card, user authentication, user selecting a first option, user selecting a second option, and user removing dispensed funds, and actions performed by the self-service device including at least one of: the self-service device making a call to request a preferred language and the self-service device displaying a main menu; in response to detecting the start of the user activity at the self-service device, capture, by one or more of the plurality of sensors, a plurality of images of the user activity at the self-service device, the plurality of images including images corresponding to each action of the plurality of actions; detect a fault during the user activity; in response to detecting the fault during the user activity: identify a first sensor of the plurality of sensors to capture one or more images associated with the fault, wherein the plurality of sensors includes at least two of: a dispenser camera, a biometric scanner, a safe camera, an acceptor scanner and a receipt camera; select, by the self-service device, and based on the fault, the identified first sensor; and capture, by the selected first sensor, the one or more images associated with the fault; detect an end of the user activity at the self-service device; in response to detecting the end of the user activity at the self-service device, generate data indicative of the user activity at the self-service device, wherein the data indicative of the user activity at the self-service device comprises the plurality of images including images of each action of the user activity and the one or more images associated with the fault captured by the identified first sensor and a requested transaction; establish a connection between the self-service device and the server; transmit, to the server and via the established connection, the data indicative of the user activity at the self-service device; and cause the requested transaction to be performed based at least in part on the one or more images associated with the fault; wherein the first memory of the server stores computer-executable instructions that, when executed by the first processor, cause the server to: receive, from the self-service device and via the established connection, the data indicative of the user activity at the self-service device; and store, in the database, the data indicative of the user activity at the self-service device in association with a tag that identifies the user activity. 2. The system of claim 1 , wherein: the plurality of sensors further comprises a video camera, and detecting the start of the user activity at the self-service device comprises detecting, prior to user interaction with the self-service device and based on one or more images captured by the video camera, motion of a user in proximity of the self-service device. 3. The system of claim 1 , wherein: detecting the start of the user activity at the self-service device comprises detecting that a user has initiated a sign on process with the self-service device, and detecting the end of the user activity at the self-service device comprises detecting that the user has initiated a sign off process with the self-service device. 4. The system of claim 1 , wherein: detecting the start of the user activity at the self-service device comprises detecting that a card has been inserted into a card reader at the self-service device, and detecting the end of the user activity at the self-service device comprises detecting that the card has been removed from the card reader at the self-service device. 5. The system of claim 1 , wherein the user activity comprises a user session at the self-service device, and wherein the second memory stores computer-executable instructions that, when executed by the second processor, cause the self-service device to: detect an activity during the user session that is not a fault; and in response to detecting the activity during the user session that is not a fault, capture, by one or more of the plurality of sensors, one or more image associated with the activity that is not a fault. 6. The system of claim 1 , wherein the plurality of images comprises an image of a check captured by a first scanner, an image of a receipt for a check deposit captured by a second scanner or a first camera, and an image of at least a portion of a user's hand or face captured by a second camera. 7. The system of claim 6 , wherein the first memory of the server stores computer-executable instructions that, when executed by the first processor, cause the server to: receive a user request for the image of the receipt for the check deposit, and in response to receiving the user request, retrieve, from the database, the image of the receipt for the check deposit; and send, to a user device, the image of the receipt for the check deposit. 8. The system of claim 6 , wherein the database is configured to store a plurality of discrete data, wherein each of the plurality of discrete data is indicative of a user session at the self-service device, and wherein each of the plurality of discrete data is stored in association with a corresponding tag that identifies the user session. 9. A self-service device comprising: a processor; a plurality of sensors configured to capture images; and memory storing computer-executable instructions that, when executed by the processor, cause the self-service device to: detect a start of user activity at the self-service device, the user activity including a plurality of actions, the plurality of actions including a plurality of physical actions of a user including at least one of: scanning a card, user authentication, user selecting a first option, user selecting a second option, and user removing dispensed funds, and actions performed by the self-service device including at least one of: the self-service device making a call to request a preferred language and the self-service device displaying a main menu; in response to detecting the start of the user activity at the self-service device, capture, by one or more of the plurality of sensors, a plurality of images of the user activity at the self-service device, the plurality of images including images corresponding to each action of the plurality of actions; detect a fault during the user activity; in response to detecting the fault during the user activity: identify a first sensor of the plurality of sensors to capture one or more images associated with the fault, wherein the plurality of sensors includes at least two of: a dispenser camera, a biometric scanner, a safe camera, an acceptor scanner and a receipt camera; select, based on the fault, the identified first sensor; and capture, by the selected first sensor, the one or more images associated with the fault; detect an end of the user activity at the self-service device; in response to detecting the end of the user activity at the self-service device, generate data indicative of the user activity at the self-service device, wherein the data indicative of the user activity at the self-service device comprises the plural
using payment protocols involving electronic receipts · CPC title
Active cards, i.e. cards including their own processing means, e.g. including an IC or chip · CPC title
Biometric identity checks · CPC title
involving self-service terminals [SST], vending machines, kiosks or multimedia terminals · CPC title
involving automatic teller machines [ATMs] · CPC title
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