Two piece transaction card having fabric inlay

Patent metadata

Field	Value
Publication number	US-10607130-B2
Application number	US-201816154000-A
Country	US
Kind code	B2
Filing date	Oct 8, 2018
Priority date	Dec 20, 2016
Publication date	Mar 31, 2020
Grant date	Mar 31, 2020

Abstract

Disclosed embodiments generally relate to a transaction card with a fabric inlay. The transaction card may include a housing component having a first housing surface opposite a second housing surface and an inlay component having a first inlay surface opposite a second inlay surface. The inlay and housing may be joined along the second inlay surface and the first housing surface. In addition, the first inlay surface may include a fabric material and a backer layer configured to support the fabric material of the first inlay surface.

First claim

What is claimed is:

1. A transaction card, comprising:
a housing component forming a cavity defined by walls of the housing component, the cavity being located on the transaction card;
a data storage component disposed within the cavity;
an inlay component comprising a first inlay surface formed of a fabric material and including visible information opposite a second inlay surface joined to the housing component; and
at least one of:
a hydrophobic coating material; and
an oleophobic coating material.

2. The transaction card of claim 1 , wherein the inlay component has an aperture providing physical contact with the data storage component.

3. The transaction card of claim 1 , wherein the housing component has an aperture providing physical contact with the data storage component.

4. The transaction card of claim 1 , wherein the data storage component comprises at least one of a Europay, Mastercard and Visa (EMV) chip, a near field communication antenna, a radiofrequency identification device, a Bluetooth device, or a WiFi device.

5. The transaction card of claim 1 , wherein the housing component includes a first housing surface forming a bottom of the cavity and a second housing surface opposite the first housing surface.

6. The transaction card of claim 5 , wherein the second housing surface includes visible information.

7. The transaction card of claim 1 , wherein the data storage component is configured to transmit wireless data signals through at least one of the inlay component and the housing component.

8. The transaction card of claim 1 , wherein the walls of the housing component extend beyond the first inlay surface.

9. The transaction card of claim 1 , further comprising a layer of adhesive disposed between the housing component and the second inlay surface.

10. The transaction card of claim 1 , wherein the housing component and the inlay component are laminated together.

11. A transaction card, comprising:
a housing component forming a cavity defined by walls of the housing component, the cavity being located on the transaction card;
a data storage component disposed within the cavity;
a fabric surface including visible information thereon;
a backer layer supporting the fabric surface and having greater rigidity than the fabric surface; and
at least one of:
a hydrophobic coating material; and
an oleophobic coating material;

wherein the backer layer is disposed within the cavity such that the fabric surface is visible.

12. The transaction card of claim 11 , further comprising a layer of adhesive disposed between the fabric surface and the backer layer.

13. The transaction card of claim 11 , wherein the fabric surface and the backer layer are laminated together.

14. The transaction card of claim 11 , wherein the backer layer comprises at least one of wood, wood composite, metal, or plastic.

15. The transaction card of claim 11 , where the at least one hydrophobic coating material and oleophobic coating material is disposed on the fabric surface.

16. The transaction card of claim 11 , wherein the coating material is laser-reactive.

17. The transaction card of claim 16 , further comprising visible information disposed on the coating material using a laser.

18. A transaction card, comprising:
a housing component forming a cavity defined by walls of the housing component, the cavity being located on the transaction card;
a data storage component disposed within the cavity; and
a fabric surface including visible information on a first side and a hot melt layer on a second side opposite the first side,

wherein the fabric surface is disposed within the cavity such that the hot melt layer is joined to the housing component; and
at least one of:
a hydrophobic coating material; and
an oleophobic coating material.

Assignees

• Capital One Services Llc

Inventors

• Suthar Om J

Classifications

• B32B27/40

  comprising polyurethanes · CPC title

• B32B27/365

  comprising polycarbonates · CPC title

• B32B2255/02

  on fibrous or filamentary layer · CPC title

• B32B21/14

  comprising wood board or veneer · CPC title

• B32B5/28

  impregnated with or embedded in a plastic substance {(not used)} · CPC title