Facial recognition identification for in-store payment transactions

Patent metadata

Field	Value
Publication number	US-10510077-B2
Application number	US-201615145590-A
Country	US
Kind code	B2
Filing date	May 3, 2016
Priority date	May 3, 2016
Publication date	Dec 17, 2019
Grant date	Dec 17, 2019

Abstract

The present disclosure relates to systems, methods, and devices for facial recognition identification for in-store payment transactions. In particular, a payment system allows a user to engage in a payment transaction with a merchant to purchase goods or services at an in-store checkout location. For example, one or more implementations involve receiving a payment request to initiate an in-store payment transaction between a user and a merchant, the payment request including an image of the user. One or more embodiments identify a payment account for the user based on the image and send a payment confirmation request to a client device of the user. Additionally, one or more embodiments process the in-store payment transaction based on a confirmation response received from the client device.

First claim

What is claimed is:

1. A method, comprising:
receiving, by at least one server from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identifying, by the at least one server, a plurality of users at a location of the merchant based on location data corresponding to a user device associated with each of the plurality of users;
accessing, by the at least one server in response to identifying the plurality of users at the location of the merchant, a plurality of social networking accounts for the plurality of users to obtain a plurality of images corresponding to the plurality of users;
comparing, by the at least one server, the image of the user from the payment request to the plurality of images corresponding to the plurality of users to determine a social networking account associated with the user;
obtaining, by the at least one server and from the social networking account associated with the user, a payment account for the user;
sending a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receiving a confirmation response from the client device to process the in-store payment transaction; and
processing, using the payment account for the user, the in-store payment transaction based on the received confirmation response.

2. The method as recited in claim 1 , further comprising:
determining that the image includes a plurality of users within a field of view of an image capture device; and
identifying each user of the plurality of users from the image of the plurality of users based on the plurality of images from the plurality of social networking accounts.

3. The method as recited in claim 2 , wherein sending the plurality of images corresponding to the plurality of users to the merchant client device comprises:
determining that the image of the user in the payment request comprises a plurality of users;
sending a plurality of images corresponding to the plurality of users to the merchant client device; and
receiving, from the merchant client device, a selection by the merchant of an image of the user from the plurality of users.

4. The method as recited in claim 3 , wherein sending the plurality of images corresponding to the plurality of users to the merchant client device comprises causing the merchant client device to display the plurality of images in a purchase order interface associated with the in-store payment transaction.

5. The method as recited in claim 3 , wherein sending the payment confirmation request to the client device associated with the payment account for the user comprises:
sending the payment confirmation request to a client device associated with the social networking account associated with the user corresponding to the image selected by the merchant.

6. The method as recited in claim 3 , wherein sending the plurality of images corresponding to the plurality of users to the merchant client device comprises:
identifying, for a user of the plurality of users, a plurality of images from the social networking account associated with the user;
ranking the plurality of images based on a plurality of characteristics of the plurality of images from the social networking account associated with the user; and
selecting a highest ranked image from the plurality of images associated with the user account for comparing to the image of the user from the payment request to determine an identity of the user.

7. The method as recited in claim 3 , wherein sending the plurality of images corresponding to the plurality of users to the merchant client device comprises:
identifying, for a candidate user of the plurality of users and from a social networking account of the candidate user, an image comprising a plurality of faces of people other than the candidate user;
cropping the image comprising the plurality of faces of people other than the candidate user; and
sending the cropped image to the merchant client device.

8. The method as recited in claim 1 , wherein identifying the payment account for the user comprises:
identifying a plurality of payment accounts from the social networking account associated with the user;
sending, to the merchant client device, a plurality of indicators associated with the plurality of payment accounts; and
receiving, from the merchant client device, a selected indicator from the plurality of indicators associated with the plurality of payment accounts.

9. The method as recited in claim 1 , wherein sending the payment confirmation request to the client device associated with the payment account for the user comprises sending a push notification comprising payment data associated with the in-store payment transaction.

10. A system, comprising:
at least one processor; and
a non-transitory computer readable storage medium comprising instructions that, when executed by the at least one processor, cause the system to:
receive, from a merchant client device, a payment request to initiate an in-store payment transaction between a user and a merchant, wherein the payment request comprises an image of the user;
identify a plurality of users at a location of the merchant based on location data corresponding to a user device associated with each of the plurality of users;
access, in response to identifying the plurality of users at the location of the merchant, a plurality of social networking accounts for the plurality of users to obtain a plurality of images corresponding to the plurality of users;
compare the image of the user from the payment request to the plurality of images corresponding to the plurality of users to determine a social networking account associated with the user;
obtain, from the determined social networking account associated with the user, a payment account for the user;
send a payment confirmation request to a client device associated with the payment account for the user, the payment confirmation request corresponding to the payment request to initiate the in-store payment transaction;
receive a confirmation response from the client device to process the in-store payment transaction; and
process, using the payment account for the user, the in-store payment transaction based on the received confirmation response.

11. The system as recited in claim 10 , wherein the instructions that cause the system to send the plurality of images corresponding to the plurality of users to the merchant client device cause the system to:
determine that the image of the user in the payment request comprises a plurality of users;
send a plurality of images corresponding to the plurality of users to the merchant client device; and
receive, from the merchant client device, a selection by the merchant of an image of the user from the plurality of users.

12. The system as recited in claim 11 , wherein the instructions that cause the system to send the plurality of images corresponding to the plurality of users to the merchant client device cause the system to display the plurality of images in a purchase order interface associated with the in-store payment transaction.

13. The system as recited in claim 10 , wherein the instructions that cause the system to send the payment confirmation request to the client device associated with the payment account for the user cause the system to:
send the payment confirmation request to a client device associated with the social networking account assoc

Assignees

• Facebook Inc

Inventors

• Davis Stephen Moore

Classifications

• G06Q20/40145 Primary

  Biometric identity checks · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title

• G06Q20/204

  comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit · CPC title