Secure in-line payments
US-12106300-B2 · Oct 1, 2024 · US
US10504112B2 · US · B2
| Field | Value |
|---|---|
| Publication number | US-10504112-B2 |
| Application number | US-201414469495-A |
| Country | US |
| Kind code | B2 |
| Filing date | Aug 26, 2014 |
| Priority date | Aug 8, 2014 |
| Publication date | Dec 10, 2019 |
| Grant date | Dec 10, 2019 |
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A method, a server, and a system includes a central server configured to compare an authorization result of a fare payment means upon boarding a transportation means with an authorization result of the fare payment means upon leaving the transportation means, determine whether to update at least one of a boarding terminal and a departure terminal based on the comparison result, and transmit update information to at least one of the boarding terminal and the departure terminal based on the determination result. The boarding terminal performs an authorization process of the fare payment means upon boarding if a network connection between the central server and the boarding terminal is unstable, and the departure terminal performs an authorization process of the fare payment means upon leaving if a network connection between the central server and the departure terminal is unstable.
Opening claim text (preview).
What is claimed is: 1. A server of a transportation system, the server comprising: a processor configured to: determine that a network failure occurs between the server and at least one of a first terminal and a second terminal; compare an authorization result of a fare payment card upon boarding a transportation means with an authorization result of the fare payment card upon leaving the transportation means, based on the occurrence of the network failure, and determine whether to update authorization information stored in the at least one of the first terminal and the second terminal, based on the comparison result, the first terminal including a card reader for reading the fare payment card upon boarding the transportation means, the second terminal including a card reader for reading the fare payment card upon leaving the transportation means, the authorization information stored in the at least one of the first terminal and the second terminal being related to the approval or disapproval of the fare payment card; and an interface unit configured to: transmit update information to at least one of the first terminal and the second terminal when the authorization result upon boarding and the authorization result upon leaving are different from each other, wherein the at least one of the first terminal and the second terminal is configured to: update the authorization information with the update information, and perform a prompt authorization process on the fare payment card after reading the fare payment card using the updated authorization information, based on the occurrence of the network failure between the server and the at least one of the first terminal and the second terminal. 2. The server of claim 1 , wherein the processor causes the interface unit to transmit a request to an authority server for the authorization of the fare payment card when the authority server is connected to the server, and performs the authorization of the fare payment card when the authority server is disconnected with the server, the authority server being a server that determines whether to approve or disapprove the fare payment card upon boarding or leaving. 3. The server of claim 1 , wherein the interface unit transmits the update information to at least one of the first terminal and the second terminal when the authorization upon boarding is performed by the first terminal and the authorization upon leaving is performed by the server, wherein the interface unit transmits the update information to at least one of the first terminal and the second terminal when the authorization upon boarding is performed by the server and the authorization upon leaving is performed by the second terminal, and wherein the interface unit periodically transmits the update information to at least one of the first terminal and the second terminal when the authorization upon boarding and the authorization upon leaving are performed by the server. 4. The server of claim 1 , wherein the interface unit receives the authorization result of the fare payment card upon boarding or leaving from an authority server, the authority server being a server that determines whether to approve or disapprove the fare payment card upon boarding or leaving, and wherein the authorization result is determined by the authority server based on a list including information on whether use of the fare payment card has been suspended or information indicating that the fare payment card is stolen or lost. 5. The server of claim 4 , further comprising: a memory configured to store the authorization result of the fare payment card upon boarding or leaving. 6. A system for processing a transportation fare, the system comprising: a first terminal including a card reader that is configured to read a fare payment card upon boarding a transportation means; a second terminal including a card reader that is configured to read the fare payment card upon leaving the transportation means; and a server configured to: determine that a network failure occurs between the server and at least one of the first terminal and the second terminal; compare an authorization result of the fare payment card upon boarding the transportation means with an authorization result of the fare payment card upon leaving the transportation means, based on the occurrence of the network failure, determine whether to update authorization information stored in the at least one of the first terminal and the second terminal based on the comparison result, the authorization information stored in the at least one of the first terminal and the second terminal being related to the approval or disapproval of the fare payment card, and transmit update information to the at least one of the first terminal and the second terminal when the authorization result upon boarding and the authorization result upon leaving are different from each other, wherein the at least one of the first terminal and the second terminal is further configured to: update the authorization information with the update information, and perform a prompt authorization process on the fare payment card after reading the fare payment card using the updated authorization information based on the occurrence of the network failure between the server and the at least one of the first terminal and the second terminal. 7. The system of claim 6 , wherein the first terminal performs an authorization process of the fare payment card upon boarding based on the occurrence of the network failure between the server and the first terminal, and wherein the second terminal performs an authorization process of the fare payment card upon leaving based on the occurrence of the network failure between the server and the second terminal. 8. The system of claim 6 , further comprising: an authority server configured to determine whether to approve the fare payment card upon boarding or leaving, based on a list including information on whether use of the fare payment card has been suspended or information indicating that the fare payment card is stolen or lost. 9. A method for a transportation system, the method comprising: determining that a network failure occurs between a server and at least one of a first terminal and a second terminal; comparing an authorization result of a fare payment card upon boarding a transportation means with an authorization result of the fare payment card upon leaving the transportation means, based on the occurrence of the network failure; determining whether to update authorization information stored in the at least one of the first terminal and the second terminal, based on the comparison result, the first terminal including a card reader for reading the fare payment card upon boarding the transportation means, the second terminal including a card reader for reading the fare payment card upon leaving the transportation means, the authorization information stored in the at least one of the first terminal and the second terminal being related to the approval or disapproval of the fare payment card; transmitting update information to the at least one of the first terminal and the second terminal when the authorization result upon boarding and the authorization result upon leaving are different from each other; updating the authorization information stored in the at least one of the first terminal and the second terminal with the update information; storing the updated authorization information in the at least one of the first terminal and the second terminal; and performing a prompt authorization process on the fare payment card after reading the fare payment card using the updated authorization information, based on the occurrence
Payments according to the detected use or quantity · CPC title
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists · CPC title
Transportation facility access, e.g. fares, tolls or parking · CPC title
involving a third party · CPC title
using cards, e.g. integrated circuit [IC] cards or magnetic cards · CPC title
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