Systems and methods for populating online applications using third party platforms

Patent metadata

Field	Value
Publication number	US-10489504-B2
Application number	US-201816155112-A
Country	US
Kind code	B2
Filing date	Oct 9, 2018
Priority date	Jan 29, 2014
Publication date	Nov 26, 2019
Grant date	Nov 26, 2019

Abstract

A system and method includes a communication interface configured to transmit a web-based form to an applicant device and receive a selection of the third party to provide data to populate the plurality of fields of the web-based form and an application server that, in conjunction with the communication interface, is configured to perform various steps. It may, in response to receiving the selection, transmit a third-party API call to the selected third party. It may also transmit data indicative of an authentication request associated with the selected third party and receive data indicative of a validated authentication request. It may further request a set of data from the selected third party via the third party API and receive the requested set of data, which includes data for populating a specific data field on the web-based form.

First claim

We claim:

1. A method comprising the steps of:
transmitting a web-based form to a device of an applicant;
receiving, from the device, an input indicative of an applicant selection for a third party system to provide data to populate a plurality of fields of the web-based form;
transmitting, responsive to receiving the input, a call, using a third party application programming interface (API), to the selected third party system;
transmitting data indicative of an authentication request associated with the selected third party system;
receiving data indicative of a validated authentication request;
requesting a set of data from the selected third party system via the third party API; and
receiving, via the third party API, the requested set of data comprising data for populating a specific data field of the web-based form.

2. The method of claim 1 further comprising:
associating the received set of data with a respective data field in the web-based form; and
transmitting the associated data with the respective data field in the web-based form to the device, thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device.

3. The method of claim 2 further comprising causing the user interface of the device to prompt the applicant to select the third party system.

4. The method of claim 1 , wherein the web-based form further comprises a data field that is to be populated manually by the applicant.

5. The method of claim 1 , wherein the received data indicative of the validated authentication request comprises a security token configured to enable communication between the application server and the selected third party system via the third party API.

6. A system comprising:
one or more processors; and
a memory in communication with the one or more processors and storing instructions that, when executed by the one or more processors, are configured to cause the system to:
transmit a web-based form to an applicant device;
receive an input indicative of an applicant selection for a third party to provide data to populate a plurality of fields of the web-based form;
transmit, responsive to receiving the input, a call, using a third party application programming interface (API), to the selected third party;
request a set of data from the selected third party via the third party API; and
receive the requested set of data via the third party API, the requested set of data comprising data for populating a specific data field of a web-based form.

7. The system of claim 6 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
associate the received set of data with a respective data field in the web-based form; and
transmit the associated data with the respective data field in the web-based form to the device, thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device.

8. The system of claim 6 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
store the web-based form in a database; and
cause the user interface of the device to prompt the applicant to select the third party.

9. The system of claim 6 , wherein the instructions, when executed by the one or more processors, are further configured to cause the system to:
transmit data indicative of an authentication request associated with the selected third party; and
receive a security token in response to a validated authentication request, the security token being configured to enable communication between the application server and the selected third party via the third party API.

10. A system comprising:
a communication interface configured to transmit a web-based form to a device of an applicant and receive an input indicative of an applicant selection for a third party system to provide data to populate a plurality of fields of the web-based form; and
an application server, that, in conjunction with the communication interface, is configured to:
transmit, responsive to receiving the input via the communication interface, a call, using a third party application programming interface (API), to the selected third party system;
transmit data indicative of an authentication request associated with the selected third party system;
receive data indicative of a validated authentication request;
request a set of data from the selected third party system via the third party API; and
receive the requested set of data via the third party API, the requested set of data comprising data for populating a specific data field of the web-based form.

11. The system of claim 10 , wherein the application server, in conjunction with the communication interface, is further configured to associate the received set of data with a respective data field in the web-based form, and transmit the associated data with the respective data field in the web-based form to the device thereby causing the device to auto-populate the respective data field and display the auto-populated data field on a user interface of the device.

12. The system of claim 11 , wherein the user interface is part of a native application executing on the device.

13. The system of claim 11 , wherein the user interface is a mobile optimized web browser interface.

14. The system of claim 11 , wherein the user interface of the device is configured to prompt the applicant to select the third party system.

15. The system of claim 10 , wherein the web-based form further comprises a data field that is to be populated manually by the applicant.

16. The system of claim 10 , wherein the third party system is associated with the third party API.

17. The system of claim 16 , wherein the third party system comprises a privacy module configured to transmit the security token via the third party API.

18. The system of claim 16 , wherein the third party system comprises a social network.

19. The system of claim 16 , wherein the application server and the third party system each comprise a transfer module configured to enable data transfer between the application server and the third party system.

20. The system of claim 10 , wherein the received data indicative of the validated authentication request comprises a security token configured to enable communication between the application server and the selected third party system via the third party API.

Assignees

• Capital One Services Llc

Inventors

• Wetzel Christopher
• Trivedi Dwij
• Colenso Robert

Classifications

• H04W12/06

  Authentication · CPC title

• H04W12/02 Primary

  Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII] · CPC title

• G06F40/174

  Form filling; Merging · CPC title

• H04L63/0815

  providing single-sign-on or federations · CPC title

• G06F21/445

  by mutual authentication, e.g. between devices or programs · CPC title