Hybrid cash recycler

Patent metadata

Field	Value
Publication number	US-10475296-B1
Application number	US-201514978561-A
Country	US
Kind code	B1
Filing date	Dec 22, 2015
Priority date	Dec 30, 2014
Publication date	Nov 12, 2019
Grant date	Nov 12, 2019

Abstract

Exemplary embodiments include a hybrid cash recycler device that provides cash handling and extended capabilities for use within a financial institution. The hybrid cash recycler may be configured to support wireless communications with multiple distributed computing devices in a financial institution branch. The wireless connectivity may provide portable command and control capabilities for the hybrid cash recycler. The hybrid cash recycler may be configured to employ queuing mechanisms, in a manner that allows the device to systematically arrange and execute multiple command requests initiated from several computing devices. The hybrid cash recycler may require user authentication prior to completing cash handling services. Upon a successful authentication, requested cash handling services may be completed.

First claim

What is claimed is:

1. A system, comprising:
a wireless communications network;
a workstation computing device, comprising at least one computer processor, a memory, and an input device, communicatively coupled to the wireless communications network;
a server, comprising at least one computer processor and a memory, communicatively coupled to the wireless communications network; and
an automated cash handling device, comprising at least one computer processor, a memory, at least one input device, a display, a wireless interface, and one or more cash handling components, communicatively coupled to the wireless communications network;
wherein the workstation computing device is configured to execute software configured to:
receive input to initiate a new transaction request;
generate a new transaction request and an authentication code unique to the new transaction request; and
transmit to the server the new transaction request and the associated authentication code;

wherein the server executes software configured to:
receive a new transaction request and an associated authentication code;
add the new transaction request to a server queue;
generate a transaction identifier (ID) associated with the new transaction request;
transmit to the automated cash handling device the transaction ID and the associated authentication code;
receive from the automated cash handling device a transaction ID selection and a message indicating successful authentication; and
transmit to the automated cash handling device the transaction request associated with the selected transaction ID;

wherein the automated cash handling device is configured to execute software configured to:
receive from the server the transaction ID and an associated authentication code;
add the transaction ID to a device queue;
display one or more transaction IDs from the device queue;
receive input comprising a transaction ID selection and an authentication input;
verify that the authentication input matches the authentication code associated with the transaction ID selection;
transmit to the server the transaction ID selection and a message indicating successful authentication if the authentication input is verified;
receive from the server the transaction request associated with the transaction ID selection;
perform the received transaction request using the one or more cash handling components.

2. The system of claim 1 , wherein the automated cash handling device is a cash recycler.

3. The system of claim 1 , wherein the new transaction request comprises one of: a cash deposit, a cash withdrawal, a cash exchange, a cash sorting, and a cash counting.

4. An apparatus, comprising:
at least one computer processor;
a memory;
a display;
at least one input device;
a wireless interface communicatively coupled to a wireless communications network; and
one or more cash handling components;
wherein the apparatus is configured to execute software configured to:
receive from a server via the wireless communications network one or more transaction identifiers (IDs) and a unique authentication code associated with each of the one or more transaction IDs;
add the one or more transaction IDs to an apparatus queue;
display one or more transaction IDs from the apparatus queue;
receive input comprising a transaction ID selection and an authentication input;
verify that the authentication input matches the authentication code associated with the transaction ID selection;
transmit to the server via the wireless communications network the transaction ID selection and a message indicating successful authentication if the authentication input is verified;
receive from the server a transaction request associated with the transaction ID selection;
perform the transaction request using the one or more cash handling components.

5. The apparatus of claim 4 , wherein the transaction request comprises one of: a cash deposit, a cash withdrawal, a cash exchange, cash sorting, and cash counting.

6. The apparatus of claim 4 , wherein the authentication input is entered using at least one of: a display screen, a keypad, a card reader, a Radio Frequency Identification (RFID) sensor, and Near Field Communications (NFC) sensor.

7. A method, comprising:
initiating, by a workstation computing device, one or more transaction requests;
generating, by the workstation computing device, a unique authentication code for each of the one or more transaction requests;
transmitting, from the workstation computing device to a server, the one or more transaction requests and the associated authentication codes via a wireless communications network;
adding, by the server, the one or more transaction requests to a server queue;
generating, by the server, a unique transaction identifier (ID) for each of the one or more transaction requests;
transmitting, from the server to a cash handling device, the one or more unique transaction IDs and the associated authentication codes via the wireless communications network;
adding, by the cash handling device, the one or more transaction IDs to a device queue;
displaying, by the cash handling device, one or more transaction IDs from the device queue;
receiving, by the cash handling device, a transaction ID selection and an authentication input via at least one input device;
verifying, by the cash handling device, that the authentication input matches the authentication code associated with the transaction ID selection;
transmitting, from the cash handling device to the server, the transaction ID selection and a message indicating successful authentication if the authentication input is verified;
transmitting, from the server to the cash handling device, the transaction request associated with the transaction ID selection; and
performing, by the cash handling device, the transaction request using one or more cash handling components.

8. The method of claim 7 , wherein the authentication input is entered using at least one of: a display screen, a keypad, a card reader, a Radio Frequency Identification (RFID) sensor, and Near Field Communications (NFC) sensor.

9. The method of claim 7 , wherein each authentication code is generated based on user input at the workstation computing device.

10. The method of claim 7 , wherein the one or more transaction requests comprise at least one of: a cash deposit, a cash withdrawal, a cash exchange, cash sorting, and cash counting.

Assignees

• Jpmorgan Chase Bank Na

Inventors

• Soprano-Joseph Kailey
• Miranda Giancarlo
• Teitt Jennifer
• Budde William
• Markward Jordan
• Nolan Joseph Bradley
• Bradley Michael A

Classifications

• G07G1/0009

  Details of the software in the checkout register, electronic cash register [ECR] or point of sale terminal [POS] · CPC title

• G07G1/14

  Systems including one or more distant stations co-operating with a central processing unit · CPC title

• G06Q20/405

  Establishing or using transaction specific rules · CPC title

• G07G1/12 Primary

  electronically operated · CPC title

• G06Q20/202 Primary

  Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR · CPC title