Mobile terminal and method for controlling the same

Patent metadata

Field	Value
Publication number	US-10395236-B2
Application number	US-201615130468-A
Country	US
Kind code	B2
Filing date	Apr 15, 2016
Priority date	Oct 20, 2015
Publication date	Aug 27, 2019
Grant date	Aug 27, 2019

Abstract

A mobile terminal and a method for controlling the same are disclosed. The mobile terminal includes a display unit and a controller configured to execute a specific application related to a payment, change to a payment ready state and display a payment card in a center area of the display unit when selecting the payment card among cards stored in the specific application, produce one-time payment information, a token value, and perform the payment when receiving a first input in the payment ready state, and change to a payment waiting state and control the display unit so that a display of the payment card is changed to a display of a specific indicator, when receiving a second input in the payment ready state.

First claim

What is claimed is:

1. A mobile terminal comprising:
a display; and
a controller configured to:
execute a specific application related to a payment, wherein a plurality of payment cards are associated with the specific application;
change the terminal to a payment ready state and cause the display to display a selected payment card of the plurality of payment cards; and
receive a specific input in the payment ready state;
determine whether the received specific input is a first input or a second input;
generate one-time payment information and a token value and perform the payment when the specific input is determined to be the first input; and
change the terminal to a payment waiting state and cause the display to change the displayed payment card to a specific indicator when the specific input is determined to be the second input.

2. The mobile terminal of claim 1 , further comprising a fingerprint recognition unit, wherein the first input comprises:
a recognized fingerprint input via the fingerprint recognition unit; or
a successful password input via the display.

3. The mobile terminal of claim 1 , wherein the controller is further configured to:
generate the one-time payment information and the token value using a reception time of the first input, identification information corresponding to the payment card, and an authentication seed of the payment card; and
cause the token value to be transmitted to an affiliated store terminal.

4. The mobile terminal of claim 1 , further comprising a fingerprint recognition unit, wherein the second input comprises an input dragging the displayed payment card in a specific direction of the display, a long touch input to the displayed payment card, or a touch or a swipe input to the fingerprint recognition unit.

5. The mobile terminal of claim 1 , wherein:
authentication information is received at a first time point; and
the controller is further configured to generate the token value at a second time point different from the first time point when a third input is received in the payment waiting state.

6. The mobile terminal of claim 1 , wherein the controller is further configured to, when the second input is received in the payment ready state:
maintain the display of the specific indicator at a first area of the display; and
cause all areas of the display to turn off other than the first area when the display is changed to an inactive state.

7. The mobile terminal of claim 1 , wherein the controller is configured to, when the second input is received in the payment ready state, change the display of the specific indicator during the payment waiting state based on:
whether authentication information is input;
whether the one-time payment information is generated;
whether the token value is generated; or
a valid time of the token value.

8. The mobile terminal of claim 1 , wherein the controller is further configured to perform the payment or change an operation mode to the payment ready state and then perform the payment when the first input is received in the payment waiting state.

9. The mobile terminal of claim 1 , wherein when the second input is received in the payment ready state, the specific indicator comprises at least a partial image of the payment card, a semi-transparent image of the payment card, a fingerprint image, or a text.

10. The mobile terminal of claim 1 , further comprising a fingerprint recognition unit, wherein:
the first input comprises a release of a touch input to the fingerprint recognition unit; and
the controller is further configured to generate the one-time payment information and the token value, and perform the payment when the touch input of the first input is released.

11. The mobile terminal of claim 1 , further comprising a fingerprint recognition unit,
wherein:
the one-time payment information and the token value are generated at a first time point;
the controller is further configured to update the token value at a second time point when a third input is received via the fingerprint recognition unit;
the second time point is before an expiration of a valid time of the token value; and
the token value is updated using time information of the second time point.

12. The mobile terminal of claim 11 , wherein the controller is further configured to cause the display to display a guide related to the third input.

13. The mobile terminal of claim 1 , further comprising a fingerprint recognition unit,
wherein the controller is further configured to generate the one-time payment information and the token value and update the token value before an expiration of a valid time of the token value in response to:
two or more different recognized fingerprints input via the fingerprint recognition unit; or
two or more different successful passwords input via the display.

14. The mobile terminal of claim 1 , wherein the controller is further configured to:
cause the display to display one or more secondary payment options when a third input is received during the payment ready state; and
cause the display to display a selected secondary payment option to overlap the displayed payment card.

15. The mobile terminal of claim 14 , wherein the controller is further configured to perform the payment using the selected secondary payment option along with the displayed payment card.

16. A mobile terminal comprising:
a display;
a fingerprint recognition unit; and
a controller configured to:
execute a specific application related to a payment;
select a payment card of a plurality of payment cards stored in association with the specific application;
change the terminal to a token value waiting state when authentication information and a first input via the display or the fingerprint recognition unit is received; and
generate one-time payment information and a token value when a second input is received during the token value waiting state,
wherein the controller is further configured to update the token value when a third input is received at a particular time point via the fingerprint recognition unit; and
the token value is updated using time information of the particular time point and the particular time point is before an expiration of a valid time of the token value.

17. The mobile terminal of claim 16 , wherein the token value is updated before the expiration of the valid time of the token value when the third input is received.

18. A method for controlling a mobile terminal comprising:
executing a specific application related to a payment;
changing the terminal to a payment ready state and displaying a payment card when the payment card is selected from a plurality of payment cards stored in the specific application; and
receiving a specific input in the payment ready state;
determining whether the received specific input is a first input or a second input;
generating one-time payment information and a token value to perform the payment when the specific input is determined to be the first input; and
changing the terminal to a payment waiting state and changing the displayed payment card to a specific indicator when the specific input is determined to be the second input.

19. A method for controlling a mobile terminal comprising:
executing a specific application related to a payment;
changing the terminal to a token value waiting state when a payment card of a plurality of payment cards stored in the specific application is selected and authentication information and a first input is received;
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Assignees

• Lg Electronics Inc

Inventors

• Han Dongsu
• Kim Hyunjin
• Song Hyewon
• Kim Boram

Classifications

• H04W12/06

  Authentication · CPC title

• H04L63/0861

  using biometrical features, e.g. fingerprint, retina-scan (cryptographic mechanisms or cryptographic arrangements for entity authentication using biological data H04L9/3231) · CPC title

• H04W4/60

  Subscription-based services using application servers or record carriers, e.g. SIM application toolkits · CPC title

• G06Q20/40145

  Biometric identity checks · CPC title

• G06Q20/3674

  involving authentication · CPC title