Dynamic checkout button apparatuses, methods and systems

Patent metadata

Field	Value
Publication number	US-10380582-B2
Application number	US-201615224231-A
Country	US
Kind code	B2
Filing date	Jul 29, 2016
Priority date	Jul 30, 2015
Publication date	Aug 13, 2019
Grant date	Aug 13, 2019

Abstract

The DYNAMIC CHECKOUT BUTTON APPARATUSES, METHODS AND SYSTEMS (DCB) transforms product page checkout request input and user identification input via DCB components such as offer/discount determination component and checkout button embedding component, into dynamic checkout button outputs.

First claim

The invention claimed is:

1. A computer system for generating graphical user interfaces comprising at least one central processor physically configured according to computer executable instructions, a memory for storing computer executable instructions and an input output circuit, the central processor being physically configured for:
receiving, using one or more processors, a product page checkout request from a computing device having a display;
querying, using the one or more processors, for information associated with a merchant and a user;
generating, using the one or more processors, data to be embedded into a wallet-associated checkout button wherein the wallet-associated checkout button occupies an area within the display, wherein the data comprises one or more dynamic images that represent one or more financial accounts and wherein the dynamic images are displayed within the area of the display occupied by the wallet-associated checkout button;
receiving, using the one or more processors, a payment request; and,
expanding, using the one or more processors, the wallet associated checkout button into an additional graphical user interface to receive password data associated with the one or more financial accounts.

2. The computer system of claim 1 , wherein the additional graphical user interface is displayed in the wallet-associated checkout button.

3. The computer system of claim 1 , wherein the additional graphical user interface is displayed in a linear extension of the wallet-associated checkout button.

4. The computer system of claim 1 , wherein the additional graphical user interface is displayed in a user defined location.

5. The computer system of claim 1 , wherein the additional graphical user interface includes a look and feel defined by one of the wallet-associated checkout button, an account issuer, and the user.

6. The computer system of claim 1 , wherein in response to the password data being accepted, providing acceptance feedback.

7. The computer system of claim 6 , wherein the acceptance feedback is at least one of a visual display, a sound, or motion feedback.

8. The computer system of claim 6 , wherein the acceptance feedback is set by at least one of a payment account provider or by the user.

9. The computer system of claim 8 , wherein a user's wallet account stores the user's profile information, payment methods information, and shipping address.

10. The computer system of claim 1 , wherein one or more servers contain the one or more processors; wherein the product page checkout request and the one or more dynamic images are transmitted over one or more communications networks.

11. The computer system of claim 1 , wherein the one or more dynamic images to be embedded into the wallet-associated checkout button is to be displayed on a user's wireless mobile communications device.

12. A dynamic checkout button processor-implemented method, comprising:
receiving, using one or more processors, a product page checkout request from a computing device having a display;
querying, using the one or more processors, for information associated with a merchant and a user;
generating, using the one or more processors, data to be embedded into a wallet-associated checkout button wherein the wallet-associated checkout button occupies an area within the display, wherein the data comprises one or more dynamic images that represent one or more financial accounts and wherein the dynamic images are displayed within the area of the display occupied by the wallet-associated checkout button;
receiving, using the one or more processors, a payment request; and,
expanding, using the one or more processors, the wallet-associated checkout button into an additional graphical user interface to receive password data associated with the one or more financial accounts.

13. The method of claim 12 , wherein the additional graphical user interface is displayed in at least one of the wallet-associated checkout button, the linear extension of a wallet-associated checkout button, and a user defined location.

14. The method of claim 12 , wherein the additional graphical user interface includes a look and feel defined by one of the wallet-associated checkout button, the account issuer, and the user.

15. The method of claim 12 , wherein in response to the password data being accepted, providing acceptance feedback wherein the acceptance feedback is at least one of a visual display, a sound, or motion feedback.

16. The method of claim 15 , wherein the acceptance feedback is set by at least one of a payment account provider or by the user.

17. The method of claim 15 , wherein one or more servers contain the one or more processors, and wherein the product page checkout request and the one or more dynamic images are transmitted over one or more communications networks.

18. The method of claim 15 , wherein the one or more dynamic images to be embedded into the wallet-associated checkout button are to be displayed on a user's wireless mobile communications device.

Assignees

• Purves Thomas
• Florez Clint
• Gupta Amit
• Girish Aparna Krishnan
• Zhao Peng
• Jiang Chunxi
• Lee Sang Wook
• Carvalho Kevin
• Visa Int Service Ass

Inventors

• Purves Thomas
• Florez Clint
• Gupta Amit
• Girish Aparna Krishnan
• Zhao Peng
• Jiang Chunxi
• Lee Sang Wook
• Carvalho Kevin

Classifications

• H04L63/083

  using passwords (cryptographic mechanisms or cryptographic arrangements for entity authentication using a predetermined code H04L9/3226) · CPC title

• G06Q20/36 Primary

  using electronic wallets or electronic money safes · CPC title

• G06Q20/367

  involving electronic purses or money safes · CPC title

• G06F9/451

  Execution arrangements for user interfaces · CPC title

• G06Q20/12

  specially adapted for electronic shopping systems · CPC title