Methods and systems for associating sensitive information of a passenger with a vehicle

Patent metadata

Field	Value
Publication number	US-10354460-B2
Application number	US-201615396591-A
Country	US
Kind code	B2
Filing date	Dec 31, 2016
Priority date	Jul 7, 2016
Publication date	Jul 16, 2019
Grant date	Jul 16, 2019

Abstract

A method and system are provided for detecting a driver and passenger in a vehicle. The vehicle processor stores first and second sensitive information for the driver and passenger, respectively. In response to detecting the second presence of the passenger, provides a user interface for the passenger to enter the second sensitive information, receives and associates the second sensitive information with the vehicle and, while the vehicle is in motion, communicates with an external third party positioned along a selected route of the vehicle to perform a transaction on behalf of the passenger using the second sensitive information.

First claim

What is claimed is:

1. A vehicle, comprising:
a sensor to:
detect a first presence of a driver in a vehicle; and
detect a second presence of a passenger in the vehicle;

a memory to:
store first sensitive information for the driver of the vehicle; and
store second sensitive information for the passenger in the vehicle, wherein the first and second sensitive information comprises financial information of the driver and the passenger, respectively; and

a processor in communication with the sensor and the memory, the processor to:
receive the first presence and second presence;
provide a user interface for the passenger to enter the second sensitive information;
receive the second sensitive information for the passenger;
associate the second sensitive information with the vehicle;
send the second sensitive information to the memory for storage; and
while the vehicle is in motion, communicate with an external third party positioned along a selected route of the vehicle to perform a financial transaction on behalf of the passenger using the second sensitive information, wherein the external third party is a vendor, wherein the processor is programmed to initiate automatically the financial transaction on behalf of the passenger, wherein the financial transaction is initiated by a request from the vendor, and wherein, in response to the request, the processor pre-filters an associated transaction request before presenting the transaction request to the driver or passenger by a different second user interface.

2. The vehicle of claim 1 , wherein the sensor receives biometric information associated with the passenger, wherein the biometric information comprises one or more of facial structure, facial recognition information, voiceprint, voice recognition information, eye color, DNA information, and fingerprint information.

3. The vehicle of claim 2 , wherein the biometric information is also stored with the second sensitive information, wherein the second sensitive information comprises mobile device information of a device associated with the passenger, wherein the mobile device information comprises one or more of the mobile device number, the media access control (MAC) address, and a uniform resource locator (URL), and wherein the first sensitive information comprises a limit on the financial transaction of the passenger, the limit comprising one or more of a transaction amount limit and a limit on a number of transactions.

4. The vehicle of claim 3 , wherein, when the passenger enters the vehicle a second time, the biometric information identifies the passenger, wherein the memory comprises vehicle sensitive information comprising one or more of a vehicle identification number (VIN), engine code, and electronic serial number (ESN), wherein the processor provides an authorization to the vendor, wherein the authorization comprises the vehicle sensitive information and the financial information of the passenger and wherein the vehicle uses different communication protocols to provide the vehicle sensitive information and the financial information of the passenger.

5. The vehicle of claim 1 , wherein the first and second sensitive information is encrypted in the memory, wherein the processor authorizes the financial transaction in response to a plurality of a vehicle location, speed, proximity to a location, preference data and historical information associated with the passenger.

6. The vehicle of claim 5 , wherein the second sensitive information comprises one or more of a biometric, a username, a password, mobile device information, payment information, a personal identification number, identifiers, an address, limits, preferences, and/or rules, wherein the processor, in response to a first event, the first event being a vehicle route, automatically forwards a first portion of a secure communication to the vendor to preorder a good or service of the vendor in connection with a transaction with the passenger, wherein the processor, in response to a later second event, the second event being a vehicle location, automatically completes the transaction by providing the financial information of the passenger to the vendor.

7. The vehicle of claim 6 , wherein the second sensitive information comprises one or more of a desired product of the vendor, a desired service of the vendor, and/or a triggering event, the triggering event being a weather condition and wherein the processor provides to the vendor, by a first communication protocol, an order of a good or service and by a different second protocol, the financial information of the passenger associated with the order.

8. The vehicle of claim 1 , wherein the processor is authorized and programmed to initiate automatically the financial transaction on behalf of the passenger without further input from the driver or passenger, and wherein the authorization is restricted temporally or limited to a selected route or spatial location of the vehicle.

9. The vehicle of claim 8 , wherein the user interface receives input from the passenger in the user interface and further comprises an active or passive payment device positioned on or near an outer surface of the vehicle, the payment device using one or more of near field communications (NFC), BLUETOOTH™, Low Energy (BLE), and radio frequency identification (RFID) protocol to provide wirelessly the financial information of the driver and passenger to the vendor.

10. The vehicle of claim 8 , further comprising a deployable antenna that one or more of physically contacts a receiving pad of the vendor as the vehicle is in proximity to the vendor and communicates with a receiver of the vendor by a near field communication protocol to provide the financial information of the passenger to the vendor.

11. A method for associating sensitive information of a passenger with a vehicle, comprising:
detecting, by a processor, a first presence of a driver in a vehicle;
detecting, by the processor, a second presence of a passenger in the vehicle;
receiving, by the processor, the first presence and second presence;
providing, by the processor, a user interface for the passenger to enter the sensitive information of the passenger;
receiving, by the processor, the sensitive information of the passenger;
associating, by the processor, the sensitive information of the passenger with the vehicle;
storing, by the processor, the sensitive information of the passenger in the vehicle;
while the vehicle is in motion, communicating, by the processor, with a remote third party positioned along a selected route of the vehicle to perform a financial transaction on behalf of the passenger using the sensitive information of the passenger, wherein the external third party is a vendor, wherein the processor initiates automatically the financial transaction on behalf of the passenger, wherein the financial transaction is initiated by a request from the vendor, and wherein, in response to the request, the processor pre-filters an associated transaction request before presenting the transaction request to the driver or passenger by a different second user interface.

12. The method of claim 11 , wherein the sensor receives biometric information associated with the passenger, wherein the sensitive information of the passenger comprises financial information of the passenger, wherein the biometric information comprises one or more of facial structure, facial recognition information, voiceprint, voice recognition information, eye color, DNA information, and fingerprint information, wherein the remote third party is a vendor.

13. The method of claim 12 , wherein the biometric information is also stored

Assignees

• Nio Usa Inc

Inventors

• Ricci Christopher P

Classifications

• A61B5/1171 Primary

  based on the shapes or appearances of their bodies or parts thereof · CPC title

• B60L50/53

  in combination with an external power supply, e.g. from overhead contact lines · CPC title

• H02J7/865

  Battery or charger load switching, e.g. concurrent charging and load supply (H02J7/50 takes precedence) · CPC title

• H04W12/06

  Authentication · CPC title

• H04W12/02

  Protecting privacy or anonymity, e.g. protecting personally identifiable information [PII] · CPC title