Link of mobile devices to facilitate mobile commerce transactions

Patent metadata

Field	Value
Publication number	US-10223687-B2
Application number	US-201213428782-A
Country	US
Kind code	B2
Filing date	Mar 23, 2012
Priority date	Mar 23, 2012
Publication date	Mar 5, 2019
Grant date	Mar 5, 2019

Abstract

In linking mobile devices to facilitate a mobile commerce transaction, a primary mobile device creates an invitation to link to a mobile commerce account of the primary mobile device with a mobile commerce payment system and sends the invitation to a secondary mobile device. The secondary mobile device receives the invitation from the primary mobile device and sends an agreement to link to the mobile commerce account to the primary mobile device. The primary mobile device receives the agreement from the secondary mobile device and sends credentials for linking to the mobile commerce account to the secondary mobile device. The secondary mobile device receives the credentials from the primary mobile device and acquires information for enabling the link to the mobile commerce account using the credentials. The secondary mobile device links to the mobile commerce account using the information.

First claim

What is claimed is:

1. A system comprising:
a computing processor; and
a computer readable storage medium operationally coupled to the processor, the computer readable storage medium having computer readable program code embodied therewith to be executed by the computing processor, the computer readable program code configured to:
create, by a primary mobile device, an invitation to send to a secondary mobile device, wherein the invitation invites the secondary mobile device to link to a mobile commerce account that is associated with the primary mobile device, wherein the linking authorizes the secondary mobile device to access the mobile commerce account, wherein the linking establishes a peer-to-peer infrastructure to facilitate purchases using the mobile commerce account, wherein each of the primary mobile device and the secondary mobile device are Near Field Communication (NFC) enabled devices, and wherein the primary mobile device and the secondary mobile device are both able to charge to the mobile commerce account without sharing mobile commerce account information between the primary mobile device and the secondary mobile device;
receive, by the secondary mobile device, the invitation transmitted from the primary mobile device to the secondary mobile device, wherein the invitation is received on a second interface of the secondary mobile device;
in response to receiving the invitation, send confirmation of acceptance of the invitation from the secondary mobile device to the primary mobile device, wherein the invitation is accepted by receiving input on the second interface;
in response to receiving, by the primary mobile device, confirmation of the acceptance of the invitation from the secondary mobile device, send, from the primary mobile device to the secondary mobile device, credentials to link to the mobile commerce account that is associated with the primary mobile device, wherein the credentials do not contain the mobile commerce account information associated with the primary mobile device, and wherein the confirmation is received on a first interface of the primary mobile device, allowing the primary mobile device to manage a plurality of linked devices via the first interface;
in response to receiving, by the secondary mobile device, the credentials sent from the primary mobile device, use, by the secondary mobile device, the credentials to communicate with a mobile commerce payment system to acquire information from the mobile commerce payment system to enable the linking to the mobile commerce account associated with the primary mobile account;
after receiving the credentials from the primary mobile device and during an attempt to use the mobile commerce account in the mobile commerce transaction by the secondary mobile device, request a second confirmation, by the secondary mobile device from the primary mobile device, without involving the mobile commerce payment system;
if the second confirmation is received by the secondary mobile device from the primary mobile device, complete the transaction; and
if the second confirmation is not received by the secondary mobile device from the primary mobile device, do not complete the transaction; and
allow the secondary mobile device to disable the link to the mobile commerce account.

2. The system of claim 1 wherein the primary mobile device creates and sends the invitation in response to a request from the secondary mobile device to link to a mobile commerce account that is associated with the primary mobile device.

3. The system of claim 1 wherein the secondary mobile device is required to use the credentials within a prescribed period of time before the credentials are rendered inactive.

4. The system of claim 1 wherein the secondary mobile device is required to obtain a transaction confirmation from the primary mobile device when the secondary mobile device attempts to use the mobile commerce account in a transaction.

5. The system of claim 1 wherein the invitation is in a format of at least one of:
i) a Short Message Service (SMS);
ii) an email; and
iii) via the Internet.

6. The system of claim 1 , wherein the linking to the mobile commerce account is configured by the primary mobile device to be persistent, active for a predetermined time duration, active until a predetermine condition is met, or active based on a total amount of charges to the mobile commerce account.

7. The system of claim 1 , wherein the invitation comprises a message comprising an object containing:
an identity of the primary mobile device or a primary mobile device owner;
an identity of the secondary mobile device or a secondary mobile device owner; and
a duration for which the link to the mobile commerce account is active.

8. A computer program product for managing authorizations to use a mobile commerce account during a mobile commerce transaction, the computer program product comprising:
a computer readable memory device having computer readable program code embodied therewith, the computer readable program code configured to:
create, by a primary mobile device, an invitation to send to a secondary mobile device, wherein the invitation invites the secondary mobile device to link to a mobile commerce account that is associated with the primary mobile device, wherein the linking authorizes the secondary mobile device to access the mobile commerce account, wherein the linking establishes a peer-to-peer infrastructure to facilitate purchases using the mobile commerce account, wherein each of the primary mobile device and the secondary mobile device are Near Field Communication (NFC) enabled devices, and wherein the primary mobile device and the secondary mobile device are both able to charge to the mobile commerce account without sharing mobile commerce account information between the primary mobile device and the secondary mobile device;
receive, by the secondary mobile device, the invitation transmitted from the primary mobile device to the secondary mobile device, wherein the invitation is received on a second interface of the secondary mobile device;
in response to receiving the invitation, send confirmation of acceptance of the invitation from the secondary mobile device to the primary mobile device, wherein the invitation is accepted by receiving input on the second interface;
in response to receiving, by the primary mobile device, confirmation of the acceptance of the invitation from the secondary mobile device, send, from the primary mobile device to the secondary mobile device, credentials to link to the mobile commerce account that is associated with the primary mobile device, wherein the credentials do not contain the mobile commerce account information associated with the primary mobile device, and wherein the confirmation is received on a first interface of the primary mobile device, allowing the primary mobile device to manage a plurality of linked devices via the first interface;
in response to receiving, by the secondary mobile device, the credentials sent from the primary mobile device, use, by the secondary mobile device, the credentials to communicate with a mobile commerce payment system to acquire information from the mobile commerce payment system to enable the linking to the mobile commerce account associated with the primary mobile account;
after receiving the credentials from the primary mobile device and during an attempt to use the mobile commerce account in the mobile commerce transaction by the secondary mobile device, request a second confirmation, by the secondary mobile device from the primary mobile device, without involving the mobile commerce payment system;
if the second confirmation is received by the secondary mobile device from the primary mobile device, comp

Assignees

• Jones Angela R
• Lyle Ruthie D
• IBM

Inventors

• Jones Angela R
• Lyle Ruthie D

Classifications

• G06Q20/322 Primary

  Aspects of commerce using mobile devices [M-devices] · CPC title

• G06Q20/3278

  RFID or NFC payments by means of M-devices · CPC title