Systems, methods and devices for concealed EMV chip card readers

Patent metadata

Field	Value
Publication number	US-10181061-B2
Application number	US-201715592563-A
Country	US
Kind code	B2
Filing date	May 11, 2017
Priority date	May 11, 2017
Publication date	Jan 15, 2019
Grant date	Jan 15, 2019

Abstract

Systems, methods, and devices for concealed chip-card readers are disclosed. In one embodiment, a chip-enabled card reader may include a card slot that receives a chip-enabled card; a carriage comprising a smart chip connector for contacting a chip on the chip-enabled card; and at least one carriage track disposed within the chassis that slideably engages the carriage and defines a path of movement for the carriage between a protected position and a reading position. The carriage may move along the path of movement to a reading position. The smart chip connector may contact the chip on the chip-enabled card when the chip-enabled card is in a fully-inserted position. The carriage is in the protected position when no card has been inserted into the card slot. In one embodiment, the smart chip connector has reduced accessibility through the opening.

First claim

What is claimed is:

1. A chip-enabled card reader, comprising:
a card slot that receives a chip-enabled card;
a carriage comprising a smart chip connector for contacting a chip on the chip-enabled card and a latch that engages an edge of the chip-enabled card in the card slot;
at least one carriage track disposed within the chassis that slideably engages the carriage and defines a path of movement for the carriage between a protected position and a reading position; and
at least one biasing element that biases the carriage in the protected position;
wherein the chip-enabled card engages the latch on the carriage and insertion of the chip-enabled card into the card slot moves the carriage along the path of movement to a reading position, wherein the smart chip connector contacts the chip on the chip-enabled card when the chip-enabled card is in a fully-inserted position.

2. The card reader of claim 1 , wherein the carriage further comprises a plurality of guides that engage the carriage track.

3. The card reader of claim 1 , wherein the card reader further comprises at least one of a printed circuit board and a tamper mesh, wherein the smart chip connector is positioned behind the printed circuit board or the tamper mesh when in the protected position.

4. The card reader of claim 1 , wherein the biasing element comprises at least one spring.

5. The card reader of claim 1 , wherein the card slot is provided at an angle to a front of the card reader.

6. A chip-enabled card reader, comprising:
a card slot that receives a chip-enabled card;
a carriage comprising a smart chip connector for contacting a chip on the chip-enabled card;
a sensor that detects when the chip-enabled card is in a fully-inserted position;
at least one carriage track disposed within the chassis that slideably engages the carriage and defines a path of movement for the carriage between a protected position and a reading position, wherein the path of movement is in a substantially same direction as a direction of insertion of the chip-enabled card; and
a motor that moves the carriage between the protected position and the reading position in response to the detecting that the chip-enabled card is in the fully-inserted position.

7. The card reader of claim 6 , wherein the motor moves the carriage between the reading position and the protected position in response to the detecting that the chip-enabled card is in the fully-inserted position.

8. The card reader of claim 6 , wherein the smart chip connector has reduced accessibility through the opening when the chassis is in the protected position.

9. The card reader of claim 6 , wherein the carriage further comprises a plurality of guides that engage the carriage track.

10. The card reader of claim 6 , wherein the card reader further comprises at least one of a printed circuit board and a tamper mesh, wherein the smart chip connector is positioned behind the printed circuit board or the tamper mesh when in the protected position.

11. The card reader of claim 6 , wherein the card slot is provided at an angle to a front of the card reader.

12. A chip-enabled card reader, comprising:
a card slot that receives a chip-enabled card;
a carriage comprising a smart chip connector that contacts a chip on the chip-enabled card; and
at least one carriage track disposed within the chassis that slideably engages the carriage and defines a path of movement for the carriage between a protected position and a reading position, wherein the path of movement is in a substantially same direction as a direction of insertion of the chip-enabled card;
wherein the carriage moves along the path of movement to a reading position, wherein the smart chip connector contacts the chip on the chip-enabled card when the chip-enabled card is in a fully-inserted position; and
wherein the carriage is in the protected position when no card has been inserted into the card slot.

13. The card reader of claim 12 , further comprising:
at least one biasing element that biases the carriage in the protected position.

14. The card reader of claim 12 , wherein the carriage further comprises a latch that engages an edge of the chip-enabled card in the card slot.

15. The card reader of claim 14 , wherein the carriage moves along the path of movement in response to the chip-enabled card engaging the latch.

16. The card reader of claim 12 , further comprising:
a motor that moves the carriage between the protected position and the reading position.

17. The card reader of claim 16 , wherein the motor moves the carriage in response to the detecting that the chip-enabled card is in the fully-inserted position.

18. The card reader of claim 12 , further comprising:
a bottom guide block and a top guide block, wherein the bottom guide block and a top guide block define the card slot.

19. The card reader of claim 18 , wherein the bottom guide block comprises at least one opening for debris to pass through.

20. The card reader of claim 12 , wherein the card reader further comprises at least one of a printed circuit board and a tamper mesh, wherein the smart chip connector is positioned behind the printed circuit board or the tamper mesh when in the protected position.

Assignees

• Verifone Inc

Inventors

• Loh Yang Hock Jeffrey

Classifications

• G07F7/0873

  Details of the card reader · CPC title

• G06K7/0078 Primary

  reinforced housing for protection against damage, be it due malevolent action, such as drilling and other ways of forced entry, or by accident, such as shock due to dropping · CPC title

• G07F19/2055

  Anti-skimming aspects at ATMs · CPC title

• G07F7/082

  Features insuring the integrity of the data on or in the card · CPC title

• G07F7/084

  Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis · CPC title