Payment card system and method

Patent metadata

Field	Value
Publication number	US-10150328-B2
Application number	US-201715818442-A
Country	US
Kind code	B2
Filing date	Nov 20, 2017
Priority date	Mar 4, 2011
Publication date	Dec 11, 2018
Grant date	Dec 11, 2018

Abstract

Embodiments of the invention relate to payment cards and methods for making payment cards. In one embodiment, a card comprises a first layer and a second layer adjacent to the first layer. The second layer comprises a plurality of particles comprising metal, and the plurality of particles comprise at least about 15 volume % of the second layer. In another embodiment, a mixture is prepared comprising polymer and a plurality of particles comprising metal. The plurality of particles comprise at least about 15 volume % of the mixture. The mixture is pressed and an outer layer is applied. The mixture and outer layer are then cut to form the card.

First claim

What is claimed is:

1. A card comprising:
a layer comprising a composite, wherein the composite comprises a polymer and a metal, and wherein the metal comprises about 15 to 50 volume % of the composite, thereby resulting in the composite being less susceptible to electrostatic buildup; and
one or more of a magnetic stripe or a contactless element on the layer, the magnetic stripe or the contactless element storing bank account, or credit or debit card information,
wherein the card is a payment card and has an appearance and feel of metal.

2. The card of claim 1 , wherein the metal is selected from the group consisting of W, Cu, Ni, Fe, Au, Ag, Al, Pt, steel, and bronze.

3. The card of claim 2 , wherein the metal is W.

4. The card of claim 1 , wherein the polymer is selected from the group consisting of polyvinyl chloride, polyvinyl chloride acetate, polyethylene teraphthalate, polybutylene terephthalate, polycarbonate, and polypropylene.

5. The card of claim 4 , wherein the polymer is polyvinyl chloride.

6. The card of claim 1 , wherein the layer is a second layer and the card further comprises a first layer comprising a polymer on the first layer.

7. The card of claim 6 , wherein the card is a credit or debit card.

8. The card of claim 1 , wherein the magnetic stripe and the contactless element stores bank account information.

9. The card of claim 1 , wherein the card comprises the contactless element, and wherein the contactless element comprises one or more of a computer readable medium, processor, or an antenna.

10. The card of claim 1 , wherein the card is characterized by:
a length of about 86 mm;
a width of about 54 mm; and
a thickness of about 0.7 to 0.9 mm.

11. A method for making a card, the method comprising:
preparing a mixture comprising a polymer and a metal;
pressing the mixture to form a composite layer comprising the polymer and the metal, wherein the metal comprises about 15 to 50 volume % of the composite layer, thereby resulting in the composite layer being less susceptible to electrostatic buildup;
adding one or more of a magnetic stripe or a contactless element to the composite, the magnetic stripe or the contactless element storing bank account, or credit or debit card information; and
cutting the composite layer to form the card,
wherein the card is a payment card and has an appearance and feel of metal.

12. The method of claim 11 , wherein the mixture further comprises at least one of a plasticizer and a thermal stabilizer.

13. The method of claim 11 , wherein the mixture is prepared at a process temperature of about 120 to 200° C.

14. The method of claim 11 , wherein the mixture is pressed at a pressure of about 5 to 20 tons per square foot.

15. The method of claim 11 , wherein the metal is selected from the group consisting of W, Cu, Ni, Fe, Au, Ag, Al, Pt, steel, and bronze.

16. The method of claim 11 , wherein the metal is W.

17. The method of claim 11 , wherein the polymer is selected from the group consisting of polyvinyl chloride, polyvinyl chloride acetate, polyethylene teraphthalate, polybutylene terephthalate, polycarbonate, and polypropylene.

18. The method of claim 11 , wherein the polymer is polyvinyl chloride.

19. The method of claim 11 , wherein the method further comprises forming an outer layer on the composite layer.

20. The method of claim 19 , wherein cutting is performed before adding.

Assignees

• Visa Int Service Ass

Inventors

• Reed Sonia
• Sippola Kenneth M
• Thaw William Alexander
• Top Mustafa
• Bedwell William B
• Crouch-Baker Steven
• Tanzella Francis Louis
• Alvarez Esperanza
• Stotts John Stephens

Classifications

• B42D25/373

  Metallic materials · CPC title

• G06K19/02

  characterised by the selection of materials, e.g. to avoid wear during transport through the machine · CPC title

• G06K19/07749

  the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card · CPC title

• G06K19/077 Primary

  Constructional details, e.g. mounting of circuits in the carrier · CPC title

• B05D5/067 Primary

  Metallic effect · CPC title