Motor vehicle operating data collection and analysis

Patent metadata

Field	Value
Publication number	US-10124808-B2
Application number	US-201715460550-A
Country	US
Kind code	B2
Filing date	Mar 16, 2017
Priority date	Jun 1, 2005
Publication date	Nov 13, 2018
Grant date	Nov 13, 2018

Abstract

A method and apparatus for collecting and evaluating powered vehicle operation utilizing on-board diagnostic components and location determining components or systems. The invention creates one or more databases whereby identifiable behavior or evaluative characteristics can be analyzed or categorized. The evaluation can include predicting likely future events. The database can be correlated or evaluated with other databases for a wide variety of uses.

First claim

What is claimed is:

1. A driving evaluation computing device comprising
a processing unit comprising a processor;
a memory unit; and
a wireless receiver, wherein the driving evaluation computing device is configured to:
receive a first vehicle operational data of a first vehicle collected by a first vehicle data acquiring component over a first period of time, wherein the first vehicle operation data comprises vehicle speed and wherein the first vehicle data acquiring component comprises a mobile telephone of a vehicle driver;
determine a first vehicle operation factor from the first vehicle operational data, wherein the first vehicle operation factor comprises vehicle acceleration determined from the vehicle speed;
receive, via the wireless receiver, a second vehicle operational data of the first vehicle collected by a second vehicle data acquiring component over the first period of time, wherein the second vehicle data acquiring component comprises an on board diagnostic (OBD) of the first vehicle or a GPS of the first vehicle and is distinct from the first vehicle data acquiring component, and wherein the second vehicle operational data comprises vehicle speed and is distinct from the first vehicle operational data;
determine a second vehicle operation factor from the second vehicle operational data, wherein the second vehicle operation factor comprises vehicle acceleration;
compare the first vehicle operation factor to the second vehicle operational factor and determine whether the first vehicle operation factor is accurate using the comparison between the first and second vehicle operation factors;
responsive to a determination that the first vehicle operation factor is accurate:
calculate a driver safety rating using the first vehicle operation factor; and
determine whether the first vehicle operation factor deviates from an operational threshold factor;

record, in a driver profile associated with the first vehicle, the driver safety rating, wherein the driver profile is stored in a driver profile database; and
record, in the driver profile and responsive to a determination that the first vehicle operation factor deviates from the operation threshold factor, a deviation event.

2. The device of claim 1 wherein the device is configured to calculate a difference between the first vehicle operation factor and the second vehicle operation factor and wherein the first vehicle operation factor is accurate when the difference does not exceed a threshold factor.

3. The device of claim 2 wherein the threshold factor is a percent difference between the first and second vehicle operation factors.

4. The device of claim 3 wherein the first vehicle operational factor and the second vehicle operational factor each further comprise a weather condition.

5. The device of claim 1 wherein the device is further configured to display on the mobile telephone of the vehicle driver that the deviation event has occurred.

6. The device of claim 5 wherein the first and second vehicle operational data each comprise time marked data.

Assignees

• Allstate Insurance Co

Inventors

• Phelan Joseph Patrick
• Perquin Johannes A

Classifications

• B60W2556/50

  of positioning data, e.g. GPS [Global Positioning System] data · CPC title

• B60W2555/20

  Ambient conditions, e.g. wind or rain · CPC title

• G07C5/008

  communicating information to a remotely located station (transmission systems for measured values G08C) · CPC title

• G09B19/162

  Control of ships, boats, or other waterborne vehicles · CPC title

• G06Q40/00

  Finance; Insurance; Tax strategies; Processing of corporate or income taxes · CPC title