Systems and methods for driver authentication through embedded sensing

Patent metadata

Field	Value
Publication number	US-10037515-B1
Application number	US-201715670056-A
Country	US
Kind code	B1
Filing date	Aug 7, 2017
Priority date	Jul 14, 2014
Publication date	Jul 31, 2018
Grant date	Jul 31, 2018

Abstract

Systems and methods for driver authentication through embedded sensing are disclosed. In one embodiment, a system for driver authentication through embedded sensing may include a vehicle that may include a plurality of sensors, each sensor sensing at least one of a characteristic of a vehicle occupant and a movement of the vehicle occupant; at least one computer processor executing a computer application, the computer application receiving and processing data from the plurality of sensors; and a communication interface. The system may further include a back-end server in communication with the vehicle communication interface and a plurality of locations in communication with the back-end server. In one embodiment, the characteristic may be a biometric characteristic of the vehicle occupant.

First claim

What is claimed is:

1. A system for driver authentication through embedded sensing comprising:
a vehicle comprising:
a first sensor sensing a physical characteristic of a vehicle occupant;
a second sensor sensing a vehicle interaction movement of the vehicle occupant that is associated with the vehicle occupant's operation of the vehicle;
at least one computer processor executing a computer application, the computer application receiving the sensed physical characteristic and the sensed vehicle interaction movement from the first sensor and the second sensor; and
a vehicle communication interface that communicates the sensed physical characteristic and the sensed vehicle interaction movement;

a back-end server in communication with the vehicle communication interface that receives the sensed physical characteristic and the sensed vehicle interaction movement; and
a plurality of transaction locations in communication with the back-end server;
wherein at least one of the back-end server and one of the plurality of transaction locations authenticates the vehicle occupant based on the sensed physical characteristic and the sensed vehicle interaction movement.

2. The system of claim 1 , wherein the characteristic is a biometric characteristic of the vehicle occupant.

3. The system of claim 1 , wherein the vehicle interaction movement comprises at least one of a steering movement, an acceleration movement, and a braking movement.

4. The system of claim 1 , wherein the second sensor senses a plurality of vehicle interaction movements, and the computer application extracts at least one fused motor skill from the plurality of sensed vehicle interaction movements.

5. The system of claim 1 , wherein the plurality of transaction locations are selected from the group consisting of an automated location and a manned location.

6. The system of claim 1 , wherein the vehicle further comprises a memory, and the memory stores a profile for the vehicle occupant based on at least one of the sensed physical characteristic of the vehicle occupant and the sensed vehicle interaction movement of the vehicle occupant.

7. A method for establishing a driver profile using a plurality of embedded vehicle sensors, comprising:
receiving, from a first vehicle sensor in a vehicle, a sensed physical characteristic for a vehicle occupant;
receiving, from a second vehicle sensor in the vehicle, a sensed vehicle interaction movement for the vehicle occupant that is associated with the vehicle occupant's operation of the vehicle; and
the at least one computer processor creating a vehicle occupant profile from the sensed physical characteristic and the sensed vehicle interaction movement;
wherein the user profile is used to authenticate the vehicle occupant for a transaction.

8. The method of claim 7 , wherein the second sensor senses a plurality of vehicle interaction movements, and the method further comprises:
the at least one computer processor extracting at least one fused motor skill from the plurality of sensed vehicle interaction movements.

9. The method of claim 8 , wherein the vehicle interaction movement comprises at least one of a steering movement, an acceleration movement, and a braking movement.

10. The method of claim 8 , wherein the vehicle interaction movement is associated with responding to a traffic situation.

11. The method of claim 7 , wherein the sensed physical characteristic and the sensed vehicle interaction movement are collected during operation of the vehicle.

12. A method for authorizing a transaction, comprising:
retrieving a vehicle occupant profile for an occupant of a vehicle;
receiving, from a first vehicle sensor in the vehicle, a sensed physical characteristic for the vehicle occupant;
receiving, from a second vehicle sensor in the vehicle, a sensed vehicle interaction movement for the vehicle occupant that is associated with the vehicle occupant's operation of the vehicle;
at least one computer processor authenticating the vehicle occupant by comparing the sensed physical characteristic and the sensed vehicle interaction movement to the retrieved vehicle occupant profile.

13. The method of claim 12 , wherein the second sensor senses a plurality of vehicle interaction movements, and the method further comprises:
the at least one computer processor extracting at least one fused motor skill from the plurality of sensed vehicle interaction movements.

14. The method of claim 12 , wherein the vehicle interaction movement comprises at least one of a steering movement, an acceleration movement, and a braking movement.

15. The method of claim 12 , wherein the vehicle interaction movement is associated with responding to a traffic situation.

16. The method of claim 12 , wherein the step of authenticating the vehicle occupant by comparing the sensed physical characteristic and the sensed vehicle interaction movement to the retrieved vehicle occupant profile comprises:
the at least one computer processor generating a sensed profile from the sensed physical characteristic and the sensed vehicle interaction movement that are collected during operation of the vehicle.

17. The method of claim 12 , wherein the sensed physical characteristic and the sensed vehicle interaction movement are collected during operation of the vehicle.

18. The method of claim 12 , further comprising:
the at least one computer processor transmitting the authentication to a third party.

19. The method of claim 18 , further comprising:
the at least one computer processor granting the vehicle occupant access to a vehicle wallet based on a successful authentication; and
the at least one computer processor conducting a transaction with the vehicle wallet.

20. The method of claim 12 , wherein the vehicle interaction movement comprises at least one of a steering movement, an acceleration movement, and a braking movement.

Assignees

• Jpmorgan Chase Bank Na

Inventors

• Kursun Eren
• Lee Sih

Classifications

• G06Q20/18 Primary

  involving self-service terminals [SST], vending machines, kiosks or multimedia terminals · CPC title

• G06Q20/1085

  involving automatic teller machines [ATMs] · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title

• G06Q20/4016

  involving fraud or risk level assessment in transaction processing · CPC title

• G06F21/32 Primary

  using biometric data, e.g. fingerprints, iris scans or voiceprints · CPC title