Transaction card mode related to locating a transaction card

Patent metadata

Field	Value
Publication number	US-10019707-B1
Application number	US-201715792503-A
Country	US
Kind code	B1
Filing date	Oct 24, 2017
Priority date	Oct 24, 2017
Publication date	Jul 10, 2018
Grant date	Jul 10, 2018

Abstract

A transaction card may determine to initiate a mode associated with the transaction card. The mode may be related to locating the transaction card. The mode may be associated with outputting a first signal. The transaction card may determine a manner in which to configure the mode based on a set of parameters. The set of parameters may include a power level of the transaction card, or a strength of a second signal associated with a connection between the transaction card and a device associated with the transaction card. The transaction card may initiate the mode after configuring the mode. The transaction card may determine to terminate the mode based on an indication that the transaction card has been located.

First claim

What is claimed is:

1. A transaction card, comprising:
one or more memories; and
one or more processors, communicatively coupled to the one or more memories, to: detect information related to a proximity of the transaction card and a device, the transaction card and the device being associated with each other;
determine to initiate a mode associated with the transaction card,
the mode being related to locating the transaction card,
the mode being associated with outputting a first signal;

determine a manner in which to configure the mode based on a set of parameters,
the set of parameters including:
a power level of the transaction card, or
a strength of a second signal associated with a connection between the transaction card and the device associated with the transaction card;

initiate the mode after configuring the mode;
determine that the information related to the proximity indicates that the proximity of the transaction card and the device satisfies a threshold;
trigger an alarm after determining that the information related to the proximity indicates that the proximity of the transaction card and the device satisfies the threshold,
the alarm including:
a light,
a sound, or
a vibration; and

determine to terminate the mode based on an indication that the transaction card has been located.

2. The transaction card of claim 1 , where the one or more processors are further to:
receive, from the device, an indication to initiate the mode; and
where the one or more processors, when determining to initiate the mode, are to:
determine to initiate the mode after receiving the indication from the device.

3. The transaction card of claim 1 , where the one or more processors are further to:
determine that the strength of the second signal satisfies a threshold; and
where the one or more processors, when determining to initiate the mode, are to:
determine to initiate the mode after determining that the strength of the second signal satisfies the threshold.

4. The transaction card of claim 1 , where the set of parameters further includes:
pre-configured information associated with the mode,
a user preference of a user associated with the transaction card or the device, or
an amount of time since the strength of the second signal satisfied a threshold.

5. The transaction card of claim 1 , where the one or more processors, when determining the manner in which to configure the mode, are to:
determine to configure the mode to transmit the first signal at an interval based on the set of parameters.

6. The transaction card of claim 1 , where the one or more processors are further to:
determine to initiate another mode after determining to terminate the mode.

7. The transaction card of claim 1 , where the one or more processors are further to:
receive the indication from the device or based on information related to the proximity of the transaction card and the device; and
where the one or more processors, when determining to terminate the mode, are to:
determine to terminate the mode after receiving the indication from the device or based on the information related to the proximity.

8. A non-transitory computer-readable medium storing instructions, the instructions comprising:
one or more instructions that, when executed by one or more processors, cause the one or more processors to:
detect information related to a proximity of a transaction card and a user device, the transaction card and the user device being associated with each other;
determine to initiate a mode associated with the transaction card based on the information related to the proximity of the transaction card and the user device,
the mode to cause the transaction card to output a signal to permit the transaction card to be located;

determine a manner in which to configure the mode based on a set of parameters;
initiate the mode after configuring the mode;
determine that the information related to the proximity indicates that the proximity of the transaction card and the user device satisfies a threshold;
trigger an alarm after determining that the information related to the proximity indicates that the proximity of the transaction card and the user device satisfies the threshold,
the alarm including:
a light,
a sound, or
a vibration; and

determine to terminate the mode based on an indication that the transaction card has been located.

9. The non-transitory computer-readable medium of claim 8 , where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:
receive, from the user device, the indication that the transaction card has been located; and
where the one or more instructions, that cause the one or more processors to determine to terminate the mode, cause the one or more processors to:
determine to terminate the mode after receiving the indication from the user device.

10. The non-transitory computer-readable medium of claim 8 , where the one or more instructions, that cause the one or more processors to determine the manner in which to configure the mode, cause the one or more processors to:
determine to configure the mode to output the signal associated with the mode at a threshold power level; and
determine to configure the mode to output the signal at an interval.

11. The non-transitory computer-readable medium of claim 10 , where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:
output the signal at the interval after initiating the mode.

12. The non-transitory computer-readable medium of claim 8 , where the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:
monitor the information related to the proximity of the transaction card and the user device;
receive the indication based on monitoring the information related to the proximity of the transaction card and the user device; and
where the one or more instructions, that cause the one or more processors to determine to terminate the mode, cause the one or more processors to:
determine to terminate the mode after receiving the indication.

13. The non-transitory computer-readable medium of claim 8 , where the one or more instructions, that cause the one or more processors to determine to initiate the mode, cause the one or more processors to:
determine to initiate the mode based on a strength of another signal satisfying a threshold,
the other signal being associated with a connection between the transaction card and the user device.

14. The non-transitory computer-readable medium of claim 8 , where the set of parameters further includes:
pre-configured information associated with the mode,
a user preference of a user associated with the transaction card or the user device, or
an amount of time since the strength of the other signal satisfied the threshold.

15. A method, comprising:
detecting, by a transaction card, information related to a proximity of the transaction card and a device,
the transaction card and the device being associated with each other;

determining, by the transaction card, to initiate a mode associated with the transaction card based on the information related to the proximity of the transaction card and the device with which the transaction card is associated;
determining, by the transaction card, a manner in which to configure the mode based on a set of parameters,
the set of parameters including:
a power level of the transaction card, or
a strength of a signal ass

Assignees

• Capital One Services Llc

Inventors

• SANGI Saleem
• Johnson Molly
• Perry Robert
• Koeppel Adam

Classifications

• G06Q20/3552

  Downloading or loading of personalisation data · CPC title

• G06Q20/3224

  Transactions dependent on location of M-devices · CPC title

• H04W4/023

  using mutual or relative location information between multiple location based services [LBS] targets or of distance thresholds · CPC title

• G06K19/0712

  the arrangement being capable of triggering distinct operating modes or functions dependent on the strength of an energy or interrogation field in the proximity of the record carrier (active means for hindering electromagnetic reading or writing G06K19/07336) · CPC title

• G06K19/07381

  with deactivation or otherwise incapacitation of at least a part of the circuit upon detected tampering · CPC title