Mobile cellular device translation into a secure channel identifier for resource management

Patent metadata

Field	Value
Publication number	US-10015795-B1
Application number	US-201715633308-A
Country	US
Kind code	B1
Filing date	Jun 26, 2017
Priority date	Mar 3, 2017
Publication date	Jul 3, 2018
Grant date	Jul 3, 2018

Abstract

Embodiments of the present invention relate to, in general, mobile device translation into a secure channel identifier for resource management. Typically, a system configured to establish a network activity channel with a networked device is provided. In some embodiments, based on analyzing a trigger signal, the system is configured to identify a network activity initiated by the user. In some embodiments, the system identifies a network activity channel configured for performing the network activity initiated by the user, based on at least determining a channel latency of the network activity channel. The system may then present the network activity channel to the user, configure the network activity channel such that the mobile device associated with the user is a secure channel identifier for performing the network activity; and modify, dynamically, a channel interface associated with the network activity channel based on the identified network activity and the trigger signal.

First claim

What is claimed is:

1. A system for mobile device translation into a secure channel identifier for resource management, wherein the system is configured to establish a network activity channel with a networked device based on determining channel latency, the system comprising:
a memory device with computer-readable program code stored thereon;
a communication device, wherein the communication device is configured to establish operative communication with a plurality of networked devices via a communication network;
a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute the computer-readable program code to:
receive, via a first operative communication channel, a trigger signal from a first networked device of the plurality of networked devices, wherein the trigger signal comprises activity data associated with a user, wherein the user is associated with a mobile device;
based on analyzing the trigger signal, identify a network activity initiated by the user, wherein the network activity is associated with a user resource;
identify a network activity channel configured for performing the network activity initiated by the user, wherein the network activity channel is identified based on at least determining a channel latency of the network activity channel;
present the network activity channel to the user, wherein presenting the network activity channel comprises:
configuring the network activity channel such that the mobile device associated with the user is a secure channel identifier for performing the network activity; and
modifying, dynamically, a channel interface associated with the network activity channel based on at least the identified network activity and the trigger signal; and

transmit, a control signal to the mobile device based on completion of the network activity using the network activity channel.

2. The system claim 1 , wherein configuring the network activity channel such that the mobile device associated with the user is a secure channel identifier for performing the network activity further comprises:
transmitting a activation signal to the mobile device, wherein the activation signal is configured to cause an offline mobile device to connect to the communication network; and
transmitting an interface control signal to cause the mobile device to overlay the channel interface associated with the network activity channel on an existing display device interface of the mobile device, wherein overlaying the channel interface comprises disabling the existing display device interface such that only the channel interface is active;
wherein the channel interface is configured as a remote control for allowing the user to perform the network activity using the mobile device.

3. The system claim 2 , wherein modifying, dynamically, the channel interface associated with the network activity channel further comprises modifying at least one graphical element presented on the channel interface based on the identified network activity and the trigger signal, wherein modifying the at least one graphical element based on the trigger signal comprises altering the at least one graphical element to include at least a portion of a user image retrieved from a storage location of the mobile device.

4. The system claim 1 , wherein configuring the network activity channel such that the mobile device associated with the user is a secure channel identifier for performing the network activity further comprises:
accessing a mobile device security identifier stored in the mobile device;
validating user authentication credentials received at the mobile device from the user;
authenticating, based on (i) successful validation of the user authentication credentials, and (ii) the mobile device security identifier, the mobile device for performing the network activity via the channel; and
allowing the user to perform the network activity, via the network activity channel, using the mobile device.

5. The system claim 4 , wherein the first networked device is a computer terminal, wherein authenticating the mobile device for performing the network activity via the channel further comprises:
establishing, via the communication network, a wireless communication channel between the mobile device and the computer terminal;
transmitting a control signal to the mobile device, wherein the control signal is configured to cause the mobile device to transmit the mobile device security identifier to the computer terminal via the wireless communication channel;
establishing an operative coupling of the mobile device and the computer terminal based on successful validation of the mobile device security identifier; and
allowing the user to perform the network activity at the computer terminal based on (i) receiving user input at the computer terminal via the wireless communication channel, wherein the user input is provided by the user at the mobile device and not at the computer terminal, and (ii) presenting the channel interface on the mobile device such that the channel interface comprises at least a portion of an interface presented on the computer terminal.

6. The system claim 5 , wherein allowing the user to perform the network activity at the computer terminal further comprises:
transmitting, from the computer terminal, an activity signal to the mobile device, wherein the activity signal is configured to modify the channel interface for performing the network activity.

7. The system claim 5 , wherein the computer terminal is one of an ATM, a transaction terminal, a smart device, and a communication device.

8. The system claim 5 , wherein modifying, dynamically, the channel interface associated with the network activity channel further comprises: modifying at least one first graphical element displayed on a display device interface of the computer terminal in real time, based on identifying that the user is within a predetermined proximity to the computer terminal, wherein modifying the at least one graphical element comprises altering the at least one graphical element to include at least a portion of a user image retrieved from a storage location of the mobile device.

9. The system claim 8 , wherein identifying that the user is within the predetermined proximity to the computer terminal is based on at least one of (i) the established operative coupling of the mobile device and the computer terminal, (ii) determining, via received location signals from a positioning device of the mobile device, that the mobile device is within the predetermined proximity to the computer terminal, and (iii) identifying, via an image capture device, that the user is within the predetermined proximity to the computer terminal.

10. The system of claim 1 , wherein identifying the network activity channel configured for performing the network activity initiated by the user further comprises:
identifying a plurality of network activity channels configured for performing the network activity initiated by the user;
determining, for each network activity channel, a channel latency;
selecting the network activity channel of the plurality of network activity channels for performing the network activity based on determining that the network activity channel has a predetermined channel latency.

11. The system of claim 9 , wherein the predetermined channel latency comprises at least one of minimum activity time, minimum resource utilization, minimum travel distance, and a activity channel resource utilization offset.

12. The system of claim 1 , wherein identifying a network activity initiated by the user further comprise

Assignees

• Bank Of America

Inventors

• Wolf Jon Robert
• Liu Charles R
• Williams Matthew Edward
• Hatfield Jill A

Classifications

• H04W72/51

  based on terminal or device properties · CPC title

• H04W48/18

  Selecting a network or a communication service · CPC title

• H04M2250/12

  including a sensor for measuring a physical value, e.g. temperature or motion · CPC title

• G06F21/31

  User authentication · CPC title

• H04M15/854

  Available credit · CPC title